MAKE THE MOST OF YOUR UNUSED 2020/21 FINANCIAL YEAR PRIVATE HEALTH INSURANCE DENTAL BENEFITS BEFORE THEY EXPIRE
With the end of the 2020/21 financial year fast approaching, many Private Health Funds start a new year of dental entitlements – so make sure you use your dental benefits before the end of the financial year. When do dental benefits reset, you may be wondering? You have until June 30th, 2021 to make the most of them. Now is the perfect time to take advantage of all the wonderful dental services and treatments we have to offer at Beachside Complete Dental Care.
REGULAR USE OF YOUR DENTAL BENEFITS
Make the most out of your dental benefits before they expire and utilise your insurance policy to its full potential. Don’t spend another year paying for benefits that you don’t use! Finally get around to booking that procedure or treatment you’ve been wanting all year long – it’s important to find a little “YOU” time.
Using your dental benefits before they expire can help you like bleeding gum, crooked teeth, sensitive teeth, tooth discolouration etc. Having a dental examination, professional teeth cleaning, and routine radiographs can reveal concerns such as dental decay (cavities), gum concerns such as gingivitis and even oral cancer. With regular dental examinations, your dentist can diagnose and allow for planning of early intervention or prevention strategies and detect problems before they become bigger issues.
PRIVATE HEALTH AND DENTAL CARE… HOW DOES IT WORK?
Each Private Health Fund is different, and each policy is different. Health funds have two categories in relation to dental cover, General Dental and Major Dental.
General Dental coverage allows you to claim and receive a rebate on treatments such as examinations, radiographs, scale and cleans, fillings and simple tooth extractions.
Major Dental coverage usually covers major treatments such as root canals, surgical extractions, porcelain crowns, porcelain veneers, orthodontics, and dental implants.
HOW DO YOUR DENTAL BENEFITS WORK FOR YOU?
All policies are different. Generally, health funds allow each person a dental examination and professional clean every six months and a yearly limit on treatments such as general and major dentistry. At the end of the financial year your policy recharges, benefits do not roll over if they have not been used – which is why it’s important to take advantage of your private health dental care while you can.
For more information on private health insurance and its dental benefits, visit https://www.privatehealth.gov.au/ . For other factors you should be taking into consideration, visit https://www.ada.org.au/Your-Dental-Health/Younger-Adults-18-30/Private-Health-Insurance/Choosing-the-right-policy
(Australian Dental Association 2021)
BOOK YOUR VISIT BEFORE THE END OF THE FINANCIAL YEAR
The 30th of June is fast approaching, please call our team and schedule your appointment with Beachside Complete Dental Care today. We look forward to seeing you!
TERMS AND CONDITIONS
Each Private Health Fund is different. Please check with your private health insurance provider what is covered in your policy and what rebates remain.
Some health funds expire at financial year, some expire at calendar year.
Appointments are subject to availability.